![]() ![]() Checks payable jointly, unless deposited into an account in the name of all payees.Checks or items containing obvious alteration to any of the fields on the front of the check or item, or which you know or suspect, or should know or suspect, are fraudulent or otherwise not authorized by the owner of the account on which the check or item is drawn.Checks or items received not made payable to you directly.You agree that you will not use the Services to scan and deposit the following checks or items: You agree that the image of the check transmitted to us will be deemed an “item” within the meaning of Articles 3 and 4 of the Uniform Commercial Code as adopted in the State of Georgia. You agree to scan or capture and deposit only checks as that term is defined in Federal Reserve Regulation CC (“Reg CC”). The Services are designed to allow you to make deposits to your checking, savings, or money market savings accounts from home, a compatible mobile device or other remote locations by scanning or photographing checks and delivering the images and associated deposit information to us or our designated processor. Your continued use of the Services constitutes your acceptance of the terms and conditions contained in this Agreement. You may access a copy of this Agreement at any time by clicking the “Disclosure” link on our web site. ![]() Please read this carefully and retain it for future reference. This document, along with any other documents we give you pertaining to your account(s), is a contract that establishes rules which control your account(s) with us. Throughout this Agreement, Atlantic Capital Bank, NA is referred to as “Bank,” “we,” “us,” or “our” (including any other company controlled by us and our respective successors or assigns) and the person or entity using one or more of the Services is referred to as “you,” or “your” (including consumers, sole proprietors and other eligible small businesses) or all such customers if this is a joint account. This Agreement, along with any other documents we give you pertaining to your account(s), is a contract that establishes rules which control your account(s) with us. WE RESERVE THE RIGHT TO PROVIDE INFORMATION ABOUT THE SERVICES TO YOU BY NON-ELECTRONIC MEANS. BY USING THE SERVICES YOU CONSENT TO RECEIVE INFORMATION ELECTRONICALLY AND AGREE TO THE TERMS AND CONDITIONS SET FORTH IN THIS AGREEMENT. ![]() THIS AGREEMENT SETS FORTH THE TERMS AND CONDITIONS UNDER WHICH YOU MAY UTILIZE THE VARIOUS FEATURES OF THE SERVICES, AS MORE FULLY EXPLAINED BELOW. YOU MUST HAVE THE ABILITY TO RECEIVE AND RETAIN ELECTRONIC COMMUNICATIONS BEFORE YOU ACCEPT THE TERMS OF THIS AGREEMENT. IMPORTANT: TO ENROLL IN OUR REMOTE DEPOSIT CAPTURE SERVICES (THE “SERVICES”) YOU MUST CONSENT TO RECEIVE NOTICES AND INFORMATION ABOUT THE SERVICES ELECTRONICALLY. ![]()
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